Have you been sued or had a foreclosure suit against your home filed by Bank of America, Wells Fargo, JPMorgan Chase, US Bank, HSBC or any of the large banks?
When you were sued, were you current on your mortgage and loan? Had you modified your loan and mortgage? Did you have a HAMP, HARP or HUD backed loan? Felt that a bank or finance company was not fair to you or did not deal with you in good faith?
If you answered yes to any of these questions, you may have a legitimate claim against the bank. Suits with banks and finance companies are called “lender liability”. Dick is a Kentucky lender liability attorney.
Lender liability may occur when the bank:
1). Breaches a fiduciary relationship with you
2). Breaches or breaks a contract
3). Is negligent in handling your accounts and business
4). Commits fraud
5). Requires you to do business with other bank customers or bank employees
6). Tells you how to run your business
7). Does not follow bank regulations
8). Adds hidden fees
Should you receive a call from your bank or a collection agency, or should you call the bank, always get the name, employee ID, phone number, the date and time of the call and a short summary of the conversation.
Rawdon Law Office has had successful suits against some of these banking institutions when they have wrongfully attempted to foreclose on a person’s home, resulting in over 3 million in settlements!